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FAQs
Will anyone who drives my car be covered?
The person named on the insurance policy is the insured (and their spouse if applicable). Of course, it's better you take a look in your insurance policy and make sure you are aware of anything untypical, if there is.Don't forget that baisically everyone in your household, if they have a license, must be listed on your insurance policy. For example, if a boyfriend you live with uses your car, he may not actually be covered, unless you list him on your insurance policy. Yet, if you don't live together, he could use your car with your permission and be covered.
My teenager just got his license. Does he need to be insured?
In most cases, yes. Car insurance policies require every licensed person in your household to be listed on theme whether they drive the car or not. But, if they have a completely separate policy of their own you won't need the list them on yours.
What is Life Insurance?
Life insurance is a contract between you and an insurance company to provide money to a person you designate, in the event that you die. During your lifetime you pay "insurance premium" to your insurance company that promises to pay money to the persons you name, the “beneficiaries”, at your death.